Thursday, December 29, 2016

Budgeting January

Note that cash is around $5k @ end of December, INCLUDING savings ($4k checking).

That means with a 2k loss in Jan. I'll be down to 2k in checking by Feb.  And without commission, I'll be broke by April, according to 2016 spending trends.

That means 2017 needs to start with some huge budgetary spending cuts.  Realistically I need to lower spending by $1000.

In business / INTEG subscriptions I can save $150.

In shopping and fast food, I can save another $200.

Restaurants, I can save $100.

Tax exemption payoff $200.

Chris cash out $100.

That still leaves me $250 short, not accounting for other spending.  Need to find it somewhere.  And that's just to save $1000... I'll still be losing, this is a minimum and includes all the excess spending not even on the balance sheet.

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